Home equity line of credit (HELOC) and home equity loan interest rates have been trending downward in 2025, creating valuable ...

Americans have amassed plenty of housing wealth in recent years — but millions of homeowners are finding they’re effectively ...

HELOC interest rates continued their steady decline this week. Here are three things homeowners should do now.

Here are three big reasons why refinancing your home equity loan into a HELOC makes sense right now: Interest r ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

The pandemic-era housing boom swelled Americans' home equity to record levels. Tapping into that could prop up the consumer ...

specializing in transactional content along with subprime and student credit. A home equity line of credit (HELOC) offers plenty of benefits to homeowners. For example, the flexibility of a HELOC ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

Even with HELOC interest rates routinely falling, a home equity loan can still be valuable for homeowners. Here's why.

Homeowners facing a negative credit shock collectively hold an estimated $731 billion in home equity that they may be unable to access due to credit constraints. High interest rates significantly ...

A home equity line of credit (HELOC) is a popular and versatile way for homeowners to access cash by borrowing against the home’s value. The six best uses for a HELOC are home improvements or ...

A fixed rate can protect you when general interest rates are rising. However, with some fixed-rate HELOCs, you can end up paying a higher rate than necessary if rates fall.