Because the rate of return is guaranteed — and so is the impact on your finances.

I use Chase and have noticed lots of cards are offering to split big purchases into monthly payments that are less than your regular interest rate, in exchange for a fixed fee. If I pay more than that ...

I’m sorry to hear about your financial woes, but know that you’re not alone. Credit card debt has become a big problem in this country for millions of older Americans. According to a recent AARP ...

Using a tax refund to pay down high-interest credit card debt can save you money and improve your credit. Making a plan for all of your cash windfalls, including tax refunds, can help you maximize ...

The average American household has over $6,000 in credit card debt, which can be a challenging amount to manage. If you're just making minimum payments, expect to stay in credit card debt for ...

If you make a big purchase on a credit card, pay it off as fast as possible. Improving your credit score can be achieved by keeping your credit utilization percentage as low as possible. The hope is ...

Quick Summary Using home equity to pay off credit cards can feel like progress, especially when someone has $30,000 in high-interest debt, a 715 credit score, and more than $100,000 in estimated ...

Credit cards are almost always associated with debt, financial distress, and a lot of opinions and emotions. Click "Show More" to see Ad Disclosure. Should you use credit cards…ever? Or should you ...

Pay down holiday balances faster with the best 0% intro APR credit cards. Compare top balance transfer picks and start 2026 interest-free.

My husband and I, who are retired, have accumulated about $7,000 in credit card debt over the past few years and need some help paying it off. What can you tell us? Living Underwater Dear Living, I’m ...