Nearly 40% of cardholders in the U.S. have maxed out a credit card or come close to doing so, according to Bankrate's October credit utilization survey. But carrying that balance from month to month ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to earn the lowest APR possible. Generally speaking, if you can get your scores ...

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Gen Z is facing a financial reality check, as credit repair experts warn that pandemic spending, student loan delinquencies and poor money habits have left young Americans vulnerable to a lifetime of ...

Digging yourself out of debt does not have to be a challenge. However, some methods are better than others, according to one U.S. News & World Report credit card expert. Beverly Harzog joined FOX ...

As a personal finance journalist and a credit counselor, people often ask me for credit card advice. And I’m happy to give it! But I find myself sharing the same set of basic facts because they’re ...

“Don't be afraid to check your credit report, it doesn't affect your credit score,” Griffin says. “If you don’t look at the report, you don’t know what’s in it. You can’t do anything about it.” ...

Credit expert Gerri Detweiler joins our hosts Sandy Block and Ryan Ermey to talk about how the new FICO scoring system could affect your credit score. Also, the pair explains the history of bear ...

INDIANAPOLIS — Your credit score is your report card for borrowing money. That's why it's important to keep an eye on it. So, when a viewer saw hits on her credit report that she wasn't expecting, she ...

A strong credit score can mean lower mortgage and credit-card rates. But a perfect 850 is mostly about bragging rights. Written By Written by Contributor, Buy Side Michelle Lambright Black is a ...

Visa and Mastercard came under fire last week for planning to raise their merchant fees. The reality, one expert said, isn’t nearly as bad as it’s been made out to be. The Wall Street Journal reported ...