Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Discover the key differences between home equity loans and mortgages, including their purposes, stages of use, tax implications, and impact on your home equity.

Spring and summer tend to be the most popular times of year for home renovations thanks to the warm weather and long daylight hours. But if you're planning to renovate your home this spring, the price ...

Despite the Federal Reserve's best efforts, inflation has held firm. Due to that, the Fed held firm, keeping the federal funds rate steady in March. This benchmark interest rate influences the cost of ...

Not sure if a HELOC or home equity loan is more affordable? Here's which one is cheaper after this week's Fed rate cut.

Ever since the first building and loan association was founded in Frankford, Pennsylvania, in 1831, financial institutions have been creating innovative new ways for Americans to buy homes and access ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Summer renovation season is upon us, and after years of building equity in your home, you might be considering some much-needed home upgrades or aging-in-place modifications while the warm weather ...

Thomas P. Tokos and Aakash Chohan of Citizens Bank's Colonie branch often work with clients looking to finance home renovation projects in the Capital Region. Tokos, a senior mortgage loan officer, ...