Today, whenever someone applies for a loan or credit card, the first thing that comes up is their credit profile. Many people ...

This is good news for people planning to buy a house. LIC Housing Finance has announced a reduction in home loan interest ...

Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

State Bank of India (SBI) offers attractive interest rates on home loans, starting from as low as 8.55% for a year. These loans can be extended up to a period of 30 years, providing borrowers with a ...

Cibil Scores are basically a rating provided by the credit bureau “CIBIL”. This score indicates the responsiveness of the borrower in paying off his/her debts timely. Cibil Scores are basically a ...

Further, borrowers with a CIBIL score of 825 and above can now avail the lowest home loan interest rate, as the revised pricing links rates directly to credit scores for loans up to ₹5 crore.

In India, credit behaviour plays a crucial role in determining whether an individual can access financial products such as a personal loan, vehicle loan, or credit card. At the core of this system is ...