Ask most people what is an acceptable down payment on a house, and 9 times out of 10, they’ll tell you it’s 20% of a home’s selling price. So you do the math—and realize you’d have to put down $50,000 ...

You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require a down payment. You can get a conventional mortgage with 3 percent down, but with anything less than 20 ...

The median down payment on a home in the U.S., as of January 2025, was $54,310 – about 15% of the median purchase price. Most housing market data focuses on the median down payment rather than the ...

Along with closing costs, the down payment on a house can be a substantial upfront expense during the homebuying process.