Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

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Many homeowners today don’t realize they’re underinsured until something goes wrong, and by then, it’s too late. At the same time, plenty of people unknowingly overpay for coverage they don’t need, ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Discover how the 80% rule affects home insurance claims and coverage. Ensure your policy meets industry standards to avoid ...