Your housing expense ratio, which compares your housing costs to your gross monthly income, tells you what portion of your earnings goes toward housing expenses. Understanding this ratio can help you ...

The eligibility of your Home Loan is highly dependent on your repayment ability. Large outstanding debts may restrict your capacity to borrow a new loan, even when you have a high income. DTI offers a ...

Your debt-to-income (DTI) ratio is a crucial factor lenders consider when evaluating your mortgage application. This number compares your monthly debt payments to your gross monthly income, providing ...

To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross monthly income. While every lender and product will have different ranges, a DTI of 50 ...

Debt can be scary. It’s not uncommon to have some form of debt in life, be it student loans, medical bills, personal loans, or credit card debt. Figuring out your debt-to-income ratio can help you see ...

Lower mortgage rates and increased home sales could also help a pricey housing market, but don’t expect homes to be affordable for young families.

Moody’s Analytics finds that renters in the U.S. now pay 30 percent of the median income for the average rent. By Anna Kodé The typical American renter is now rent-burdened — meaning that 30 percent ...