With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Tayvon Jackson is a financial advisor in Washington, D.C., and author of the books Poor Dad No Dad and 40 Acres and Some Dividends. When you hear the words “life insurance” what comes to mind? Death ...

The LIRP's death benefit component offers loved ones substantial coverage. If the policyholder passes away, loved ones receive the death benefit, which helps them replace the policyholder's income, ...

Investing for retirement means choosing among a range of well-known options -- traditional individual retirement accounts and 401(k)s, the Roth variety of each, plus ordinary taxable investments. But ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

We break down the tax implications, advantages and downsides of using your cash value to supplement your retirement savings ...

Using a life insurance policy with a cash value can provide another income stream during retirement. However, this is a more complex form of retirement saving that you’ll want to approach carefully.

The main purpose of a life insurance policy is to take care of your loved ones after you die. However, your life insurance policies can also be significant stores of value. In particular, if you hold ...

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Investing for retirement means choosing among a range of well-known options – traditional individual retirement accounts and 401(k)s, the Roth variety of each, plus ordinary taxable investments. But ...