Chris Jennings is formally a writer and editor with more than seven years of experience in the personal finance and mortgage space. He enjoys simplifying complex mortgage topics for first-time ...

The rate on a 30-year fixed refinance dropped to 6.17% today, according to the Mortgage Research Center. Rates averaged 5.29% ...

Discover how to calculate the Loan-to-Value ratio using Excel, understand its importance in mortgage approvals, and determine PMI requirements efficiently.

The rate on a 30-year fixed refinance increased to 6.21% today, according to the Mortgage Research Center. For 15-year fixed ...

The average interest rate on a 30-year, fixed-rate mortgage dropped to 6% APR, according to rates provided to NerdWallet by Zillow. This is six basis points lower than yesterday and 17 basis points ...

The average interest rate on a 30-year, fixed-rate mortgage rose to 6.01%. This is one basis point higher than yesterday but ...

Refinancing into a 15-year fixed-rate mortgage can help homeowners save on interest and pay off their mortgages faster. Check out today's 15-year refinance rates to see if one of these loans makes ...

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If adding dollars to your payment each month puts a strain on your budget, you can also achieve your goal by adding lump-sums from time to time.

A mortgage rate buydown is a way to reduce the loan's interest rate by paying more money up front. The homebuyer may pay for a buydown, or a homebuilder or seller may pay for it to incentivize the ...

Compared to the pandemic-era record lows observed just a few years ago, mortgage rates feel uncomfortably high. But when someone points out that mortgages are still painfully expensive right now, a ...