People with 850 credit scores keep accounts open for 30 years on average. Here's what happens when you keep a credit card open forever -- and how to do it right.

Keeping a credit card open for a decade or longer quietly reshapes your credit profile, your day to day money habits, and even the way lenders size you up. The plastic itself may look the same, but ...

Opening lots of credit cards usually isn't recommended. It gives you more accounts to manage, and there's always the risk of slipping into credit card debt if you're not careful. Most Americans keep ...