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Ask an Advisor: My Wife Will Retire 2 Years Before Her Full Retirement Age (FRA). How Do We Calculate Her Spousal Benefit?To calculate her benefit ... would have been eligible for a $3,000 monthly Social Security benefit at your FRA. While your wife has minimum “covered” earnings, she now qualifies for a spousal ...
Anyone can start receiving reduced Social Security benefits as early as age 62, but you'll get a bigger monthly check if you wait until you hit the FRA. You can also use the SSA tool to calculate your ...
Let's look at how those work and how to calculate your wife's benefit ... spouse's primary insurance amount (PIA)-a person’s benefit at FRA. It often makes the most sense for the lower-earning ...
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