HAMP works by encouraging participating mortgage servicers to modify mortgages so struggling homeowners can have lower monthly payments and avoid foreclosure. It has specific eligibility …

FHA’s home retention options provide you with ways to bring your mortgage current and may reduce your monthly mortgage payment to help you avoid foreclosure and retain your home.

Jul 11, 2023 · Discover the benefits and drawbacks of loan modification programs, eligibility requirements, and alternatives for struggling homeowners. Learn more today.

Jan 7, 2025 · Mortgage relief generally refers to a broad set of strategies and programs aimed at modifying or temporarily changing the terms of an existing mortgage to prevent foreclosure. …

Aug 22, 2025 · Loan modifications are a long-term financial relief option for homeowners who can’t make their mortgage payments.

Find the answers to your questions on the Principal Reduction Alternative under the Home Affordable Modification Program (HAMP), which was established to help distressed …

4 days ago · Discover how loan modification can help you avoid foreclosure, understand government programs available, and learn the steps to apply effectively.

As a mortgage servicer, help borrowers make the most of their loan modification with this Fannie Mae-sponsored program — at no cost to you or the borrowers. Read more. Have questions? …

The Flex Modification program is available to homeowners whose mortgages are owned by Fannie Mae or Freddie Mac. Here’s a closer look at how Flex Modifications work and who’s …

Jan 22, 2025 · Government mortgage loan modification programs include: Fannie Mae and Freddie Mac: A Flex Modification Program is available to homeowners whose mortgages are …