Why do you need a proper retirement strategy? 🤔 “Where you put the same dollars changes what you take home later.” For example, if you invest $750/month in either a 401(k) or a Roth IRA for 30 years at 10%, you’ll grow to about $1.513M. Now, where it actually makes a difference is: If you withdraw your money after 30 years at 4%/yr, you will get $60,534/yr for the next 30 years from the Roth IRA. But with 401(k), you have to pay 24% taxes on this amount, which is $60,534/yr x 24% = $46,006/yr.
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Why do you need a proper retirement strategy? 🤔 “Where you put the same dollars changes what you take home later.” For example, if you invest $750/month in either a 401(k) or a Roth IRA for 30 years at 10%, you’ll grow to about $1.513M. Now, where it actually makes a difference is: If you withdraw your money after 30 years at 4%/yr, you will get $60,534/yr for the next 30 years from the Roth IRA. But with 401(k), you have to pay 24% taxes on this amount, which is $60,534/yr x 24% = $46,006/yr.
77.4K views6 months ago
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ETFs that you can’t miss in 2026 📈💵 Tired of working hard but still drawing in debt? Comment “REFRAME” and I'll show you the financial systems that took me from bankrupt to millionaire! #personalfinance #budgetingtips #paychecktopaycheck #moneyhabits | Brenda Jones
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ETFs that you can’t miss in 2026 📈💵 Tired of working hard but still drawing in debt? Comment “REFRAME” and I'll show you the financial systems that took me from bankrupt to millionaire! #personalfinance #budgetingtips #paychecktopaycheck #moneyhabits | Brenda Jones
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Which debt payoff method is right for you? 💸 Want to get rid of your debt faster without increasing your income? Comment “WEALTH” and I’ll send you my debt payoff accelerator tool! #finance #personalfinance #womeninbusiness #wealth #creditcard | Brenda Jones
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Which debt payoff method is right for you? 💸 Want to get rid of your debt faster without increasing your income? Comment “WEALTH” and I’ll send you my debt payoff accelerator tool! #finance #personalfinance #womeninbusiness #wealth #creditcard | Brenda Jones
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What’s the difference in their budgeting styles? 💸💎 Ready to stop living in a scarcity mindset? Comment “REFRAME” for the wealth-building framework working women are using to build wealth! #finance #personalfinance #womeninbusiness #wealth #budgetingtips #payyourselffirst | Brenda Jones
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What’s the difference in their budgeting styles? 💸💎 Ready to stop living in a scarcity mindset? Comment “REFRAME” for the wealth-building framework working women are using to build wealth! #finance #personalfinance #womeninbusiness #wealth #budgetingtips #payyourselffirst | Brenda Jones
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How to find this number 💰 💰 Pick your target monthly spend, including housing, food, travel, and health. Multiply by 12. 💰 Use the 4% rule. You can roughly withdraw 4% of your investments per year. 💰 Example: $5,000 per month = $5,000 x 12 = $60,000 a year. If you want $60,000/year = $60,000/0.04 = $1,500,000 💰 Choose one core fund. Use a broad, low-fee index fund like S&P 500. 💰 Turn on dividend reinvest. 💰 Automate on payday and review every year. #retirementplanning #firemovement #fina
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How to find this number 💰 💰 Pick your target monthly spend, including housing, food, travel, and health. Multiply by 12. 💰 Use the 4% rule. You can roughly withdraw 4% of your investments per year. 💰 Example: $5,000 per month = $5,000 x 12 = $60,000 a year. If you want $60,000/year = $60,000/0.04 = $1,500,000 💰 Choose one core fund. Use a broad, low-fee index fund like S&P 500. 💰 Turn on dividend reinvest. 💰 Automate on payday and review every year. #retirementplanning #firemovement #fina
6.1K views6 months ago
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How to retire early without waiting until you’re 60 🚀 Follow to learn how to invest smarter and build a portfolio that funds your freedom sooner! #finance #personalfinance #womeninbusiness #wealth #realestate | Brenda Jones
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How to retire early without waiting until you’re 60 🚀 Follow to learn how to invest smarter and build a portfolio that funds your freedom sooner! #finance #personalfinance #womeninbusiness #wealth #realestate | Brenda Jones
616 views7 months ago
FacebookBrenda Jones
How to find this number 💰 💰 Pick your target monthly spend, including housing, food, travel, and health. Multiply by 12. 💰 Use the 4% rule. You can roughly withdraw 4% of your investments per year. 💰 Example: $5,000 per month = $5,000 x 12 = $60,000 a year. If you want $60,000/year = $60,000/0.04 = $1,500,000 💰 Choose one core fund. Use a broad, low-fee index fund like S&P 500. 💰 Turn on dividend reinvest. 💰 Automate on payday and review every year. Want a clear retirement number that act
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How to find this number 💰 💰 Pick your target monthly spend, including housing, food, travel, and health. Multiply by 12. 💰 Use the 4% rule. You can roughly withdraw 4% of your investments per year. 💰 Example: $5,000 per month = $5,000 x 12 = $60,000 a year. If you want $60,000/year = $60,000/0.04 = $1,500,000 💰 Choose one core fund. Use a broad, low-fee index fund like S&P 500. 💰 Turn on dividend reinvest. 💰 Automate on payday and review every year. Want a clear retirement number that act
693 views6 months ago
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We celebrated Soror Brenda Jones’ 80th Birthday, affectionately known as”Mama Brenda”, in a special way yesterday. We love you!!🕊️💙🤍 #weareBAZ #zetaphibetasororityinc #finerinflorida | Beta Alpha Zeta Chapter -Zeta Phi Beta Sorority
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October Income Breakdown👇 💸First Income Stream = $6K after pre -tax contributions(401K, HSA) , Roth contributions, benefits, and taxes (gross 14K month) 💸Second Income Stream = $600 💸Third Income Stream = $1600 💸Fourth Income Stream = $2500 💸 Total Revenue of $10.700 came in, and here’s where it went: Total expenses = $4600 Biggest line items: Rent, Car, Utilities, and Food Follow for more behind the scenes of how I’m building wealth and leveling up beyond my 9 to 5! #finance #personalfina
413 views8 months ago
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The 7 moves I wish I knew at 25 💸📈 Step #6: Stop paying cash for travel: Use bank/hotel/airline cards (Chase, Amex, Hyatt, etc.) to subsidize travel. ⤷ Pick one ecosystem (e.g., Chase Ultimate Rewards) and one co-brand that fits your travel pattern (e.g., Hyatt). ⤷ Open 1-2 core cards, hit the sign-up bonus with planned spending only, and autopay in full. ⤷ Track points and annual fees in a simple sheet and set a calendar reminder to evaluate before the fee posts next year. Step #7: Investing:
504 views7 months ago
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“This morning when I rose, I didn’t have no doubt” I knew the Lord would take care of me…. Hallelujah!!! | Brenda Jones
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I’m a widow, I’m in charge, I’m the owner
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YouTubeBrenda Jones
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regina hall ate in these movies 😭 #scarymovie2 #reginahall #brendameeks #annafaris #cindy #marlonwayans
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Scary movie core || #scarymovie #scarymovie6 #cindycambell #brenda #fyp
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Brenda Jones Friday the 13th Song Release
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No ando soportando!! | andrea meza
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3 Ways to make your kid a millionaire 💵🪙 Want more ways to build wealth for your family? Comment “REFRAME” to join a community of smart women trying to achieve financial freedom! #finance #personalfinance #womeninbusiness #wealth #ugma #rothira #indexfunds | Brenda Jones
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Shooting of Crime Intelligence deputy head Feroz Khan in Houghton
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¿Por qué llegan sin los materiales? - respuesta a 'somos materialistas'
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Save the Phalanges Movement (@luxemamachronicless) - #stitch with @Aubree Jones #unpopularopinions #momsoftiktok #momsover30 #parentsoftiktok #momsover40 #momtok #momtokdrama #stockingstuffers #emptystockingformom
318K viewsNov 29, 2023
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