Ever wonder what happens to your taxes and insurance after closing? They don’t disappear, they go into your escrow account. Here’s the breakdown: Your lender collects a portion of your property taxes and homeowners insurance with your monthly payment. When those bills are due, the lender pays them on your behalf so nothing gets missed. If you refinance or pay off your loan, the escrow account gets closed out. Any remaining balance is reviewed and then refunded back to you. It’s one of those behi
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