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🚨 3 errores financieros que te llevan a la banca rota (el #1 es el peor). 3️⃣ Cambiar tu carro y pasar la deuda al nuevo. Negative equity préstamo más largo más interés = desastre. 2️⃣ Usar tu tarjeta como fondo de emergencia. No es tu dinero. Es la deuda más cara que existe. 1️⃣ Comprar un time share. Contrato casi imposible de cancelar y algo que pierde valor casi inmediato. Después no digas que nadie te lo dijo. 👇 Sígueme en IG y mándame “CRÉDITO” por DM y obten una consulta de reparación d
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Your debt isn’t the problem. That’s not why you can’t buy a house. This is. It’s your debt-to-income ratio (DTI). And you probably don’t even know what yours is. But you need to figure it out TODAY. It’s what determines if you get approved, AND for how much. Here’s how to calculate it: 1.\tAdd up all your minimum monthly payments (student loans, credit cards, car payments, personal loans aka the minimum monthly payments for everything on your credit report) \t 2.\tDivide by your MONTHLY gross in
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